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Abt electronics credit card: is it worth it or not?

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As the name suggests, Abt Electronics offers various types of electronics products to customers, including custom kitchens and appliances, gourmet cooking, TV and A/V, computers, home comfort (HVAC, sump pumps, and power generators), fitness, watches, and much more. Since 1936, Abt Electronics has become one of the biggest independent single appliance stores and retailers in the country. The popular store has now come out with its own credit card, known as the Abt Electronics Credit Card. Let us look at the features of the card and then decide if it’s really worth it or not.

 

Features of the Abt Electronics Credit Card

  • Special financing of 6 or 12 months on minimum purchases of $150 or $300 respectively
  • 36 months special financing on select Sony 4K HDTVs and projector models
  • 12 months special financing on particular Sony BRAVIA HDTV and home entertainment products worth $999 or above
  • 12 months special financing on select Sony Digital Imaging products worth $299 or above
  • 24 months special financing on particular Sony TV and Projector products

 

Abt Electronics Credit Card is offered in association with the Synchrony Bank. It is the card issuer, which decides the qualifying factors for the cardholders. You can easily apply online for this credit card, by visiting the Abt Electronics website. After applying for the card, you can either shop online or in-store. With it, you get special financing of 6 or 12 months for minimum purchases of $150 or $300 respectively.

 

Apart from this, Abt Electronics Credit Card also offers some additional financing offers. When you purchase select Sony 4K HDTVs and projector models, you can benefit from the 36 months special financing. This means that you don’t have to any interest till 36 months on the purchased item. However, the monthly payments should be equal for 36 months. When the promotion ends, new accountholders will be charged with 29.99% APR. Additionally, you can get special financing of 12 months on purchase of particular Sony BRAVIA HDTVs and home entertainment products worth $999 or above. For this, there is 0% interest for 12 months, if the balance is paid in full. Minimum monthly payments are required and if you fail to do so, then the regular interest rates will apply.

 

The Abt Electronics Credit Card gets special financing of 12 months on purchases of select Sony Digital Imaging products worth $299 or above. Card members can also benefit from the 24 months special financing on purchase of particular Sony TVs and Projectors. There will be 0% interest, if the balance is paid in full within 12 or 24 months respectively. And if you fail to do so, interest rates will be charged at an APR of 29.99% for new card members. Minimum monthly payments are required and the minimum interest charge is $2.

 

Verdict

The Abt Electronics Credit Card is good for United States residents who are regular customers at the Abt Electronics store. It can help to finance your electronic purchases, without any interest. However, it has some conditions, which you must fulfill to receive the benefits. So, read the fine print before you opt for this credit card.

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