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Review of the Air Force Federal Credit Union Visa Platinum Card

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The Air Force Federal Credit Union Visa Platinum Card is the next step up from the Air Force Federal Credit Union credit card. It’s got interest rates that are much lower than most of the other credit cards. Cardholders can save big on just about anything from foodstuffs to retreats.

In this article, we’ll review the Air Force Federal Credit Union Visa Platinum Card and discuss what you need to qualify for it and the rewards and benefits it has to offer.

Air Force Federal Credit Union Visa Platinum Card: Qualification

To qualify for the Air Force Federal Credit Union Visa Platinum Card you must:

  • Be in the Air Force
  • Be retired from the Air Force
  • Be the spouse of someone in the Air Force

The Air Force Federal Credit Union Visa Platinum Card was designed specifically for those who are in the Air Force and therefore has low interest rates associated with it. Those who qualify for the credit card may apply for it. If they have a good to excellent credit history then they will receive the credit card.

Air Force Federal Credit Union Visa Platinum Card: Rewards

The Air Force Federal Credit Union Visa Platinum Card is also used as a rewards credit card. It offers cardholders:

  • 1 point for every $1 that they charge on the card
  • Redeem points at CURewards.com
  • Choose from various gift cards and merchandise

This is the only method by which cardholders can earn rewards points on their Air Force Federal Credit Union Visa Platinum Card. Users do not get one-time bonus points or any other promotional offers.

Air Force Federal Credit Union Visa Platinum Card: Details

The first thing to look for before deciding to sign up for a credit card is determining what the credit issuers expect from your end. The Air Force Federal Credit Union Visa Platinum Card has a variable APR ranging from 9.75% to 14.75%. The interest rate on cash advances and balance transfers will be the same as your purchases interest rate.

The penalty interest rate charged on this credit card amounts to 17.95% after 60 days past the due date. The rate will be decreased once you’ve made six months of payment. Balance transfers and cash advances have an additional fee attached to them which equals either 2% or $2 depending upon which one is greater when the request is initiated.

Air Force Federal Credit Union Visa Platinum Card: Bottom Line

The bottom line here is that if you qualify for the card then it is definitely worth considering signing up for it. Although the rewards program they offer isn’t as worthwhile as others, it’s important to keep in mind that the interest rate they offer is lower than most.

If you have excellent credit card habits then this card is right for you. However, if you are looking to sign up for a card that has an excellent rewards program then may be the Air Force Federal Credit Union Visa Platinum Card isn’t the best option.

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