Review Of The American Savings Bank Maximum Rewards Visa
The American Savings Bank Maximum Rewards Visa credit card has been designed with a focus on the benefits of home improvement. The American Savings Bank, in collaboration with First Bankcard, issues this credit card.
Made For Home Improvement
The rewards associated with the American Savings Bank Maximum Rewards Visa come in the form of points on eligible purchases of home improvement goods. This credit card pledges to give you 3 points on each dollar you spend on eligible home improvement products. You can also earn one point on each dollar you spend on other eligible purchases. However, to enjoy these reward points, you must use it for some purchases within one year of opening your account.
You can use this credit card to earn rewards at home improvement stores, furniture shops and other eligible stores. The good news is that you can then redeem the collected points on purchases, cash back, gift card, statement credits or travel. You can best utilize the American Savings Bank Maximum Rewards Visa on home improvement purchases because that is what it is intended for. This credit card allows you to invest in, renovate or modernize your home while earning rewards in the process.
Even better, there is no restriction on the number of reward points you can earn with this credit card, and you can redeem the points within 5 years of earning them. After 5 years, the points will expire. The American Savings Bank Maximum Rewards Visa does not charge you any annual fees.
The APR is zero percent for purchases and balance transfers for the first six months after account opening. After that, you would be charged somewhere between 15.99 percent and 22.99 percent APR, depending on the prime rate and your credit score.
Our analysis shows that this credit card is best for you if you want to carry out home improvement projects. However, you should first confirm the qualified stores and goods to take maximum benefit out of this credit card. The APR is also comparatively low, which means that you can afford this credit card and enjoy the benefits.