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Bank of America

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Bank of America is one of the largest companies in the world and provides a range of financial and banking services to millions of users in the United States. This major institution is a part of the ‘Big Four’ banks within the United States, in addition to Wells Fargo, JPMorgan Chase and Citigroup. As one of the major financial institutions, credit card users can enjoy the rewards and benefits with the security of a national brand.

In addition to the traditional banking services, there is an assortment of Bank of America credit cards created for customers who have a variety of needs. Whether you like traveling and want to earn reward points for transportation or you prefer to earn cash back on purchases and transactions, Bank of America credit cards stay competitive by offering the rewards that matter most to consumers.

Types of Bank of America Credit Cards

Bank of America provides potential credit card users with a variety of options when it comes to selecting rewards. Standard credit cards offered through Bank of America include:

• BankAmericard Better Balance Rewards Card
• BankAmericard Travel Rewards Credit Card
• BankAmericard Privileges with Cash Rewards
• BankAmericard Cash Rewards
Bank of America AAA Member Rewards Credit Card

Bank of America credit cards also appeal to those who wish to offer charitable contributions with purchases and transactions. Options include the Susan G. Komen Cash Rewards Credit Card, which donates a percentage of purchases to the Susan G. Komen Foundation, as well as the BankAmericard World Wildlife Fund Cash Rewards Credit Card, which offers a donation to the Fund with each card renewal and retail purchases.

Other options cater to lifestyle or travel – such as through the:

• Bank of American Norwegian Cruise Line Credit Card
• Bass Pro Shops Outdoor Rewards Credit Card

Benefits of Bank of America Credit Cards

While Bank of America provides a selection of credit cards, there are many to choose from based on spending habits or lifestyle preferences. Travelers can accrue travel rewards with cards such as the BankAmericard Travel Rewards Credit Card or opt for a lower interest rate with the BankAmericard Visa. For those who don’t want travel rewards, cash back is an option provided through the Cash Rewards Credit Card.

Additional benefits include bonus points after sign-up, discount vouchers, merchandise, online and mobile banking services, fraud protection and smart chip technology.

Annual Percentage Rates and Fees

For many of the Bank of America credit cards, there is a 0% introduction APR on purchases and balance transfers, in addition to a no annual fee. After the initial twelve billing cycles, annual percentage rates can increase between 11.99% and 22.99% on purchases and transfers, depending on credit worthiness. No annual fees make them additionally appealing to credit card users.

Bank of America credit cards are ideal for those who bank with the financial institution as it makes managing money easy and the selection of cards offers customers choices when it comes to redeeming rewards and benefits.

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