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Barclays Frontier Airlines Business Card – Packing the Perks?

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Barclays has a lengthy list of credit cards that are geared towards travel, and they have tie-ups with various water carriers and commercial airlines, right from Princess Cruises to Singapore Airlines. Many of Barclay’s wide-ranging and extensive travel rewards programs are engineered towards rewarding frequent flyers and loyal hotel guests. One such card is the Barclays Frontier Airlines Business Card, which is a product of the consumer credit card relationship merger between Frontier Airlines and Barclays, the British multinational banking and financial services company.This card is an offering to small business customers.

The Good aspects of the Barclays Frontier Airlines Business Card

Issued by Barclays Bank, Delaware, the Barclays Frontier Airlines Business Card has two versions – one which has no annual fee and the other with an annual fee of $69.Like the consumer version of the Barclays credit card, both the versions of the new businesscardoffer bonus miles to cardholders upon activation. With the no annual fee card, the new cardholders are entitled to earning 5,000 bonus miles after their first purchase that they make on their Frontier Airlines business card. The no annual fee card also offers its cardholders 1 airline mile for every $1 that they spend on Frontier airline purchase, including tickets. Cardholders also earn 1 mile on every $2 that they spend on all other purchases. The no fee version has a flat reward rate of 1%.

For an annual fee of $69, this card has a second version called the Barclays Frontier Airlines BusinessCard with Double Miles. This card offers new cardholders 25,000 bonus miles after their first purchase that they make on their card. This version of the card also offers its cardholders double airline miles, that is, 2 miles for every $1 that they spend on Frontier airline purchase. The cardholders of this card also earn 1 mile on every $2 that they spend on all other purchases, similar to the no annual fee version. While the second version comes with a fee, it offers much simplified expense management and tracking features, as well as a credit line of up to $50,000.The fee version of the Barclays Frontier Airlines Business Card allows cardholders to redeem their points on companion tickets for a certain number of miles, and a maximum up to 5,000 miles. This clause is subject to taxes or fees of $46 for international flights and $5 for domestic flights. The card also allows cardholders to add employees to their accounts by giving them additional cards at no extra charge so that they can earn the miles on their card faster. There is also no limit on the number of miles cardholders can potentially earn. The card also has a $0 Fraud Liability for its cardholders, that is if any unauthorized transactions take place on the card, then the cardholder is not liable to pay for them. The $69 fee version of the Barclays Frontier Airlines Business Card has a flat reward rate of 2%.

Both versions of the Barclays Frontier Airlines Business Card have introductory APR of 0% for the first 6 months on balance transfers after opening the account. Thereon a variable APR of 15.99% – 24.99% is applicable according to the credit worthiness of the cardholders. Overall, the Barclays Frontier Airlines Business Card also gives small business owners the flexibility that they require to manage their finances, moneys and investments better. It also gives them the ability to control employee spending, and to rewardemployee cardholders also with frequent flyermiles.

Barclays Frontier Airlines Business Card features six designs, all featuring the stars of Frontier’s award winning animal-tail ad campaign. Frontier and Barclays offer their cardholders a wide choice of one of six Frontier designs, including a dolphin, penguin, bear, fox, lynx, and a rabbit design. The card also features its very popular wolf design. Moreover, for the year 2014, the card is offering an added benefit to its Barclays Frontier Airlines Business Card cardholders – whoever makes purchases of more than $60,000 within 12 credit card statement cycles (Jan – Dec) will be automatically upgraded to “Ascent” status, which is an elite level of the Frontier’s Early Returns Program.

The flipside

Judging the overall benefits of the Barclays Frontier Airlines Business Card, the general verdict is that there are better travel and business cards out there. The rewards aren’t the best on this card; the ones offered by others, specifically the American Express Costco Card and the Chase Ink Cash Business card. The former earns cardholders 3% cash back on gas purchases and 2% cash back at U.S. restaurants, and the latter offers 5% rewards on office supplies and telecom/cable services and 2% rewards on gas and dining. Additionally, low APRs are available with other cards as well, some of which have up to 12 months of 0% APR.

Moreoverbased on the analysis of purchase prices of tickets vs. airline mile redemption options the airline miles usually worth about 1 cent per mile. That means that this card is earning about 1% rewards. Check out the details of the card on its website. Other business cards such as the above have the ability to earn 2–3% rewards for the cardholders without them having to pay the $69 annual fee. Moreover if cardholders want to earn airline miles, the AmEx Express Membership Rewards Program  with its Green, Gold and Platinum cards offer much better flexibility to cardholders as the points are transferable to any hotel or airline miles program.

However, when compared, the annual fee version of the Barclays Frontier Airlines Business Card is laps up more benefits between the two versions of the card. The signing bonus of the card, the companion tickets and the option of adding employees to the account to earn miles faster is certainly very attractive. Whether you are a frequent flier or a business flier, the fee version of this card can give you some good benefits to begin with, but it is always advisable to look through your options before zeroing in on any.

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