What are the best average credit score credit cards? If you have a credit score that is fair to average and find yourself somewhere in the upper 600 range, don’t fret. You still have plenty of options as far as reward credit cards go. While there are many rewards credit cards that prey on those with fair credit through high APRs or other hidden fees, we think these two rewards credit cards are among the best average credit score credit cards. Here are our picks for the best average credit score credit cards.
Best average credit score credit cards – The Capital One QuicksilverOne Cash Rewards Credit Card
Capital One has a reputation for being the good guys when it comes to people with less than perfect credit, and the QuicksilverOne rewards card from Capital One is definitely one of the most accessible credit cards for those with average credit scores. The annual fee on this card is a cool $39 with 0% APR during the first year. After that, there is a variable 22.9% APR. Cardholders earn 1.5% cash back on every purchase they make. No categories, no seasonal switch-ups, no limit. All of this makes the Quicksilver One a pretty great rewards credit card overall, but because Capital one also accepts applicants with credit scores in the 600’s, this makes the Quicksilver one of the best average credit score credit cards of 2015.
Best average credit score credit cards – The Barclaycard Rewards from MasterCard
The Barclaycard Rewards Credit Card from MasterCard has some pretty great rewards and generally accepts applicants with fair to average credit scores. The APR is reasonably variable and non-existent within the first 12 months. You get 2 points for every dollar spent on groceries, gas, and utilities in addition to one point for every dollar spent on anything else. The points also have no cap but – here’s the kicker – there is absolutely no annual fee for using this card. Very few rewards credit cards have no annual fee and are available to those with average credit scores, putting the Barclaycard among the best average credit score credit cards.