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Chase Marriott Rewards Credit Card Review – Hotel Rewards Unlimited?


Rewards credit cards characteristically either are associated with an airline or offer a cash back program. Sometimes, tourists and travelers might want to earn rewards and bonus points on hotel stays in addition to or instead of earning frequent flyer points. Catering to the needs of such customers is the famed and widely popular Marriott Rewards program which proves to be an excellent service for regular travelers, and the Chase Marriott Rewards Credit Card is an invaluable implement toward make the most of travel benefits. As the Marriott family turns their attention to guest service into a top-notch global empire that includes thousands of hotels and resorts, the Chase Marriott Rewards Credit Card offers some of the most attractive perks among hotel reward cards.

About the Chase Marriott Rewards Credit Card

Offered by the commercial banking and investment goliath Chase, which is commercial banking arm of the JP Morgan Chase Group, the Chase Marriott Rewards Credit Card is a hotel rewards credit card particularly designed for those innate Marriott fans who are interested in earning hotel loyalty program points for every dollar that they spend. The card’s more than generous sign-up bonus for its new cardholders is probably its most stand-out offering. The card offers new cardholders 30,000 bonus points after cardholders spend their first $1,000 in purchases in the initial 3 months of opening their accounts, as well as a coupon for 2 free nights after their account gets approved. However, this is valid only in Marriott’s Category 1-4 hotels, which include mid-range and budget hotels. The card also offers their cardholders free night redemption, where the Marriott Rewards points can be redeemed for a reward free night. The points range from 7,500 points in Category 1 hotels to 45,000 points in Category 9 hotels. The card also offers a one-time bonus offer to new cardholders, wherein Free Night Stay E-certificates are offered to them 6-8 weeks after they open their accounts. This reward is valid for category 1-4 hotels of the Marriott Group, and these must be redeemed within the first 6 months from their issue date. So if cardholders combine both of the above mentioned two offers, they effectively get 6 free nights as a possible signing bonus; Marriott’s sign-up bonus for new cardholders is gold indeed.

Apart from the above, the Chase Marriott Rewards Credit Card owners can accumulate unlimited points, as there is no upper limit on the reward points that cardholders can earn, and they can be done so in numerous ways. Cardholders receive 1 point for every $1 they spend on most purchases and 3 points for every $1 they spend on any purchase they make at any Marriott hotel or location. Marriott has 3,300 locations worldwide, which includes high-end hotels like the ExecuStay, the Marriott Vacation Club, the SpringHill Suites, the TownePlace Suites, Fairfield Inn and Suites, the Residence Inn, the Courtyard, the Renaissance Hotels and, of course, the JW Marriott. These points that can be earned by cardholders are over and above the points that they might earn while staying at the hotel itself, and the award nights can be redeemed for between 7,000 and 40,000 points, depending on the hotel categories. These points cannot be earned on cash advances and balance transfers, and can be earned only on net purchases. The card also allows cardholders to earn the Elite status quicker, as cardholders receive a single night’s credit towards elite status in the Marriott rewards program for every $3,000 that they spend. This allows cardholders to climb the higher tiers of the Marriott rewards program even if they aren’t traveling every week. Moreover, they also receive an additional 10 night’s stay credit towards elite status every year of card renewal, and the amount of night credits one can earn are limitless. As Elite members, cardholders can enjoy exclusive gains such as exclusive guest services line, priority late checkout and more. The Chase Marriott Rewards Credit Card cardholders can redeem their reward points in a million ways, including redeeming them at hotel stays at the Marriott and the Ritz-Carlton hotels and converting them into shopping and gift certificates, leisure rewards (including ski, spa and theme parks rewards), sports rewards, travel packages, rails and cruise rewards, cars and airline miles, and even donate points to charities. While many airline cards offer just double miles when used for affiliate purchases, this card bests them by offering triple miles for all hotel purchases including dining and other resort charges.

The Chase Marriott Rewards Credit Card also doesn’t have an annual fee for the first year of card membership.  After the first year waiver, members are liable to pay an annual fee of $45, although the fee is minimal with respect to the many rewards that the card offers. Additionally, the interest rate applicable on these cards is a variable APR which is equal to the Prime Rate plus 10.99%, and this rate is applicable to both balance transfers and purchases. Foreign transaction fees are also applicable, and every charge processed on the Chase Marriott Rewards Credit Card outside the US is subjected to a foreign transaction fee of 3%. Apart from these minor bugbears, the card is big on its hotel reward offerings.

With over 3,000 contributing hotels in over 60 countries and territories, the Chase Marriott Rewards Credit Card offers its cardholding members a glut of choices to choose from, in addition to receiving other several benefits of the Chase Marriott Rewards Credit Card. If you’re a Marriott chain of hotels fanatic and love to stay at the Marriott chain of hotels, you will benefit the most this card, since it gives you points whenever you spend on your card, which you can accumulate to later redeem for free hotel stays or convert them into merchandise or airline miles. In addition, the 6 night’s stay as a signing bonus, the fast-tracking to the super exclusive elite membership and the immense savings of $45 with the waiver of annual fee for the first year are added attractions for prospective cardholders to sign up for this card.

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