Chase is one of the Big Four banks in the United States, offering a range of business and personal banking services to millions of people through the form of checking and savings accounts, credit cards and loans. When it comes to using credit cards, many consumers prefer to look for options that offer rewards or perks and the Chase Ultimate Rewards Credit Cards offer a variety of benefits and rewards.
Working under the umbrella of JPMorgan Chase Bank, Chase has been providing financial services since the late 1700s – and recently took over the operations of Washington Mutual to form the Chase financial institution as it is known today. Searching for the ideal Chase Ultimate Rewards Credit Cards takes time and consideration to find one that fits lifestyle or shopping needs. Businesses and personal cardholders will find a range of perks associated with the Ultimate Rewards Credit Cards.
Types of Chase Ultimate Rewards Credit Cards
There are Chase Ultimate Rewards Credit Cards for everyone – for small businesses to those who travel frequently or just want cash back rewards. Cards available include:
• Chase Sapphire Rewards Card Chase Sapphire Rewards Card
• Chase Sapphire Preferred Card
• Chase Marriott Rewards Credit Card
• Chase Ink Classic Business Credit Card
• Chase Ink Bold Business Charge Card
Choosing any number of these Chase Ultimate Rewards Credit Cards will result in a variety of benefits – whether it’s in the form of cash back or earning miles and obtaining priority treatment with travel accommodations. These credit cards allow users to accrue points spending money on everyday things, such as restaurants, retail stores and everything in between. One unique card offered through Chase is the Chase Ink Bold Business Charge Card, which competes with the financial model set forth through American Express. While it looks like a credit card, it is not – the balance must be paid in full at the end of each billing cycle.
Benefits of Chase Ultimate Rewards Credit Cards
Depending on the card selected, cardholders can expect any number of great rewards and benefits. For example, the Ink Business cards offer cash back on purchases, in addition to offering up to 5x the points when used with select purchases.
Those who choose any of the Chase Ultimate Rewards Credit Cards have customer protection, including no fraud liability, online banking and customer support.
Annual percentage rate and fees
Choosing the Chase Ultimate Rewards Credit Cards has an impact on the type of annual fees and interest rate. Chase makes it easy to choose the right card for spending habits or needs by providing a range of cards that offer 0% introductory annual percentage rates and no annual fees. It is important to read the print before signing up, as the APRs do go up after a certain billing period. On average, and depending on credit worthiness, the APR rates fall between 13.99 and 22.99%
The Chase Ultimate Rewards Credit Cards offer plenty of perks and benefits with competitive rates, so it makes sense to look for the card that will get the most use for the best value.