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Christopher and Banks Credit Card: Is This The Right Choice?



The Christopher & Banks Corporation is based in Minneapolis. The company, established in 1956, offers women’s apparels, accessories, and shoes. Women of all ages can find their type of clothes here, no matter what kind of body they have, whether petite or tall. The Christopher & Banks Corporation offers its own credit card, referred to as the Christopher and Banks Credit Card. The terms and conditions of this card are decided by the Comenity bank. Let us look at some of the benefits of this store credit card.


Benefits of the Christopher and Banks Credit Card

  • Makes shopping rewarding and saves your money
  • 15% off on your very first purchase
  • Pick your own exclusive sale days
  • Complimentary standard shipping on online purchases with no minimum order limit
  • Automatically enrolls into Friendship Rewards
  • 250 bonus points for Friendship Rewards
  • New Friendship Rewards members can earn 500 reward points with their first card purchase
  • Earn 15 points per $1
  • $10 reward coupon for every 2500 reward points
  • Birthday bonus of 250 points, when you make a purchase in your birthday month
  • Special offers and early access to exclusive events
  • No annual fee


With the Christopher and Banks Credit Card, cardholders can make their shopping rewarding and save even more. Card members enjoy several privileges and perks, for instance, they get 15 per cent discount on their very first purchase. They can choose their own exclusive sale days and make purchases accordingly. All online orders can availed with free standard shipping, with no minimum order limit. However, free shipping is only provided within the continental US.


The Christopher and Banks Credit Card allows you to earn rewards much faster as compared to other store cards. With it, you are automatically admitted into Friendship Rewards. As Friendship Rewards customers get 250 bonus points, this card gives 500 reward points to new Friendship Rewards members who make their first purchase with this card. This means that you will automatically get 250 bonus points when you are enrolled in Friendship Rewards.


With every dollar that you spend on Christopher and Banks Credit Card, you earn 15 points. And, when you collect 2500 reward points, you receive a reward coupon worth $10. This is not enough, as this store card also offers birthday bonus to card members. When you make a purchase in your birthday month, you get 250 reward points. Moreover, cardholders receive special offers and early access to exclusive events. All these benefits are provided without any annual charges.


However, the Christopher and Banks Credit Card charges a standard APR (Annual Percentage Rate) of 26.99%, which is variable depending on the Prime Rate. The minimum interest charged for every credit plan is $2.

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