The Citi Diamond Preferred Card is a flagship rewards card offered by Citi. When you sign up this for credit card, you will enjoy a low 0% APR introductory rate on new purchases and balance transfers. This card is ideal for those who want to smartly manage their debt because the 0% introductory rate is good for 18 months. This card is a MasterCard therefore you will enjoy all the benefits of being able to use your new card at any location worldwide.
Highlights of the Citi Diamond Preferred Card
Becoming a Citi Diamond Preferred Card cardholder at Citi is more than just a low introductory APR. Citi treats its members like a family. Below are a few quick bullet points concerning the terms and benefits of this rewards card.
- 0% Introductory APR for 18 Months
- The APR Varies between 11.99% and 21.99% after the intro period.
- Easy & Cost Effective Balance Transfers
- Annual Fee: $0
- Zero Liability: If your identity is stolen, Citi will not make your pay for the charges.
Why should I choose the Citi Diamond Preferred Card as opposed to another card?
There are plenty of good rewards cards available on the marketplace today. This Citi Diamond Preferred Card offering by Citi is designed for those who want to manage their credit card debt wisely while being rewarded for doing so. Here’s how this card could benefit you:
Let’s say you already have a high balance on another card and that card is charging you interest. Have you considered the fact that moving that balance to an interest free card like the Diamond Preferred using a balance transfer will save you money exponentially as you work on paying off the principle?
The 0% APR for 18 months gives you enough flexibility to get out of debt within a realistic timeframe without paying outrageous interest rates to your original credit card company. Citi helps empower your financial well-being by providing such a good deal while also giving you access to a tremendous amount of perks and deals just for being a member of Citi.
Enjoy VIP Treatment: The Top 5 Reasons for Signing Up for the Citi Diamond Preferred Card
Signing up to become a member of the Citi family will entitle you to special privileges. Citi proudly gives all of its members VIP treatment. We have broken down each of the top perks and deals associated with this card below.
Citi Easy Deals
When you sign up for this card, you will receive special deals that aren’t available anywhere else. Stores that you love such as GAP, Target and other stores commonly found inside and near shopping malls all participate in the Citi Easy Deals program. You will get access to deals that aren’t available to people who aren’t members of Citi and you’ll also get access to “Deals of the day” delivered to your mailbox should you opt-in. Citi gives you access to special online auctions which will allow you to stretch your membership benefits even further by securing items for well below MSRP.
Citi also unlocks special travel discounts that aren’t available to the general public. Citi guarantees that you will not find a lower price on any of its Easy Deals or they will refund you the twice the difference. Enrolling in this program will allow you to have access to over 200,000 deals and you’ll earn points that you can redeem for these deals just by using your Citi Card. When you use your Citi card, 10% of the purchase price is converted into points that can be used for Easy Deals.
Citi Price Rewind
Have you ever purchased a product online only to find it on sale or cheaper somewhere else? Some people will return the item and attempt to repurchase the item but sometimes this method doesn’t work due to online store policies. This whole process is also a gigantic head ache. Citi has made it easy to get the best deal possible when you are shopping. When you buy a product, Citi ensures that you got the best deal by offering you the ability to get a refund on the difference in price if the difference is more than $25.
Citi Private Pass
Do you enjoy nights out on the town? Citi realizes that your nightlife is just as important as your life during the day time. The Private Pass program allows holders of the Citi Diamond Preferred Card to skip the line and gain access to special pre-sale events for your favorite concerts, artists, restaurants and sporting events.
Having your own personal concierge service was once thought to be a privilege of the wealthy. When you are a Citi member, you can let Citi’s Concierge Service do all of the work for you when you are trying to make hotel reservations, book a nice dinner or find something to do in a foreign city.
Complimentary Extended Warranty & Insurance Services
Citi offers users of the Citi Diamond Preferred Card a plethora of specialty insurance and extended warranty options at no extra cost. Citi Diamond Preferred Card members enjoy the following services:
- Purchase Protection on Retail Items
- Extended Warranty Coverage – If your product has a 12 month warranty, Citi automatically adds an additional 12 months onto said warranty.
- Assistance in Booking Travel – Need to find the best hotel in a city near your event yet you don’t have time to sink into research? Citi will help you out and book your travel at no additional cost other than the actual cost of the hotel.
- Travel Insurance Provided Automatically – Let’s say you had a death in the family and you are unable to get a refund for an out of town trip you have booked. Citi’s Travel Insurance & Trip Cancellation services will help you recoup your associated costs.
- Lost Luggage Insurance – Has an airline ever goofed up and lost your luggage? If so, Citi will ensure that this worry will officially become a thing of the past.
The Citi Diamond Preferred Card is a popular credit card because of its low introductory rate on new purchases and balance transfers. Consumer reviews about Citi’s financial products are overall positive. When you need customer service, you are often directly connected to an agent as soon as you call. The Citi website is neatly designed and easily accessible from any web browser or smart phone. Citi makes it easy to become a cardholder because their approval process takes about 60 seconds.