So you’re considering the Citi Double Cash Credit Card, but you want to know all of the details and fine print first? The Citi Double Cash Credit Card is one of the best rewards credit cards available for maximizing cash back rewards on your day-to-day spending, but is it the right rewards credit card for you? In our review of the Citi Double Cash Credit Card we will be looking at all of the reward rates that make this one of the better rewards credit cards available today.
Citi Double Cash Credit Card Review
First, the earning structure for the Citi Double Cash Credit Card is a bit different than many rewards credit cards out there. For example, with the Citi Double Cash Credit Card, expect to see 1% cash back on all of your purchases, then an additional 1% cash back after you pay your bill. There is no limit to the amount of cash back you can get using the Citi Double Cash Credit Card either.
While double cash back rewards are so nice when you get paid twice, it should be noted that there are rewards credit cards available that have a much higher yield. Several reward credit cards offer up to 5% cash back, however, those are on qualified purchases in rotating seasonal categories, so cardholders need to be mindful of what they are buying in order to reap the full benefits. The great thing about the Citi Double Cash Credit Card is that the rewards offered by this card are for every purchase. No gimmicky categories here.
No annual fee is the icing on the cake for the Citi Double Cash Credit Card. The newer Citi Double Cash Credit Card also comes with the new EMV chip in it. The Citi Double Cash Credit Card also has no APR during the 15 months of use, which jumps to a very reasonable 12.9% to 22.9% afterword, making the Citi Double Cash Credit Card a logical choice for many seeking a rewards credit card for everyday use.