Citi Executive AAdvantage World Elite MasterCard Review – A Treat For Frequent Flyers?

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Airline credit cards are useful for those who travel frequently, as well as not so frequently, as they are quite competitive in offering unique benefits and perks. You can earn points or miles not only on flying but also on shopping. These credit cards are an extension to frequent flyer points, giving much more than just plain travel points for redemption.

When you earn an adequate number of points these can be converted into flights, although taxes or charges must be paid. If you travel frequently and enjoy the added perks in travelling provided with these cards, the Citi Executive AAdvantage World Elite MasterCard might be a choice for you to consider. The card is the most recent offering by the American Airlines and Citi Bank and offers some great benefits by being in the top tier of airline credit cards with an annual fee of $450.

The key features of the Citi Executive AAdvantage World Elite MasterCard which gives it an edge over other cards are:

Bonus Points and Miles

The Citi Executive AAdvantage World Elite MasterCard offers bonus points for sign up. For a new user, spending $1000 in the first four months gives you 25,000 bonus miles. Also, you can earn 10,000 elite qualifying miles (EQM) by spending $40,000 in one calendar year which takes you to the next level. The elite status earns you first class upgrades and reservation assistance among other perks. By spending $1 on American Airline purchases, card members can earn 2 miles while earning 1 mile for every purchase of $1 on everything else. There are many other ways for Citi Executive AAdvantage World Elite card holders to earn miles, which are possible through hotel stays, car rentals, using financial services, dining, retail purchases, and these are just some activities among many others.

Business Lounge Membership

Citi Executive AAdvantage World Elite MasterCard Cardholders get membership privileges to enter American Airlines Admiral club lounges located at airports around the world. This allows them access to nearly 40 clubs, enabling free entry of two fellow travelling guests. The free membership means saving hundreds of holders in fees and a couple more dollars if you wanted to take someone along. This is the only US card offering such full membership benefits. The lounges provide comfort, free wifi and a host of other bounties for travelers.

Airport Privileges

Cardholders can enjoy priority check in and boarding along with security privileges and free first baggage check for you, and up to eight other members on the same flight. There is also a 25% discount on purchases which are eligible in-flight. Take some benefit from the concierge services which are available 24 hours a day for dinner and ticket reservations, gift purchases and so on.

Increased Security

The Citi Executive AAdvantage World Elite MasterCard uses a new kind of technology to provide increased security to the cardholder. The embedded microchip in the card prevents the user from credit card fraud and enhances security.

Foreign Transaction Fee Waived

Most cards charge fees when you’re carrying out payments in another currency than the USD but the Citi Executive AAdvantage World Elite MasterCard waives off the foreign transactions fees for its cardholders.

Global Acceptance

Most airlines cards do not work outside US, at gas or train stations but Citi has ensured with their Citi Executive AAdvantage World Elite MasterCard that it works worldwide.

Interest

The applicable interest rate for card holders is the Prime Rate plus 11.99%.

Some Other Benefits

  • On any published paid fare, 8 annual EVIP system wide upgrades

  • Reinstatement of award mileage

  • Ticketing fees waived

  • Unlimited domestic upgrades

Rules and Conditions

  • As long as you earn or redeem miles every 18 months they will not expire

  • Awards tickets are transferrable to anyone

  • If miles expire they can be reactivated starting at $200 for up to 50,000 miles

  • Miles are only transferable between members through the share AA miles program

  • Miles are purchasable in 1000 mile increments for 29.5 per 1000 miles plus a processing fee of $35

  • Miles are transferable for $50 for each 1000 to 5000 miles transferred plus a transaction fee of $30

Although the Citi Executive AAdvantage World Elite MasterCard provides many benefits to its users and is certainly a good choice if you’re one of those frequent travelers whose interest or work take you to places, many times a year, there are still some important points to note which may come in handy as a card holder:

  • Repay your Citi Executive AAdvantage World Elite MasterCcard in full within the month. The interest payments can wash away any benefits you earn.

  • Award points are just to lure you into the interest earning zone

  • Apply for one only if you are a frequent traveler

Many people are finding it a good deal to purchase this card as it can be used anywhere outside US where other cards are not eligible and a transaction fee waiver is a huge plus. Additionally, American AAdvantage has many partners and members can earn and redeem miles with them. If you can be flexible with your travel plans then off-peak awards are a plus, there is generally good award availability. There is a lot that members can do online from managing their accounts – request missing miles, contact customer care, and buy miles to redeem for non-flight awards online.

Their customer service is also generally good, which is a concern for most people when choosing a service. They provide help regarding booking, upgrade requests, and entertaining queries from Monday-Friday from 9:00am-5.30 pm. Apart from the key features and some other benefits there is much more in store for the card holders of the Citi Executive AAdvantage World Elite MasterCard. The AAdvantage program offers two kinds of awards which are; capacity controlled MileSAAver and unrestricted AAnytime awards. For elite members there is an additional travel award option which lets them redeem miles for Dynamic Air Awards. These awards let members mix and match cabins and are priced for one-way travel.

In competition to other cards in its league, the Citi Executive AAdvantage World Elite MasterCard offers beneficial bonuses and perks and should be a top choice among people who travel a lot and enjoy the added benefits associated with first-class flying.

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