web analytics

Citi Platinum Select AAdvantage Visa Signature Review – For The Wide Roaming Traveler?


For frequent flyers who live in or travel through cities served by American Airlines, and their partners, the Citi Platinum Select AAdvantage Visa Signature Card has a plethora of appealing features and rewards. This is a good card for the active frequent flyer and international traveler, with global partners, an enticing selection of rewards, and innovative Chip Technology built right into the card.

The Rewarding Citi Platinum Select AAdvantage Visa Signature Card

There are a wide range of options when it comes to travel rewards cards for the veteran traveler and Citi Branded Cards is one of the strongest providers in that market. AAdvantage membership will give you a generous amount of reward miles in return for loyalty to American Airlines and their travel partners. While there are no 0% APR transfer and purchase offers, the terms and rewards are optimized for travelers who are going to be actively flying and making purchases, in a long term relationship with the airline, which is, after all, the point of offering such a loyalty card.

Citi Platinum Select AAdvantage Visa Signature For The Traveler

  • Earn 30K bonus miles after $1,000 purchases in the first 3 months
  • First checked bag is free
  • First priority boarding
  • Double miles on eligible purchases
  • Earn back 10% of your redeemed miles in a year
  • 25% off eligible in-flight purchases
  • Double miles on eligible American Airlines purchases

Although there is no current balance transfer offer, the variable APR is competitive. There is an annual fee of $95 after the first year. However, they do give a $100 discount toward American Airlines flights and those of partner airlines each year as well. So if it is likely that you will be traveling anyway, this could workout to be a very beneficial card for the long haul.

It is worth noting that 30,000 bonus miles are enough to redeem for a domestic MileSAAver round trip fare, although you will still have minor check in fees of up to $10 per flight. The first checked bag applies to the cardholder and up to four travel companions, which helps to get around one of the most annoying “nickel and dime” surcharges in modern passenger aviation, the checked baggage fee. That, plus Group 1 Boarding privileges, is enough to justify purchasing your ticket with a loyalty card.

The Citi Powerhouse of Branded Cards

In the United States Citigroup’s subsidiary Citi Branded Cards, their credit card arm, underwrites the AAdvantage miles program on behalf of American Airlines. Citigroup is somewhat notorious for its role in the financial meltdown but that has little to do with Citi Branded Cards and the Citi Platinum Select AAdvantage card.

Citi Branded Cards are Responsible for 40% of Citi’s consumer banking profits. The bank has worked with American Airlines to provide an excellent and strongly branded product. AAdvantage is American Airlines’ loyalty card program that is one of the oldest, in existence for more than thirty years.

Keeping Up With Smart Card Chip Technology

Citi is touting the inclusion of smart card Chip Technology in the Citi Platinum Select AAdvantage Visa Signature card. When you are traveling internationally you will find that the world outside the United States prefers to use chipped credit cards to the magnetic strips that American consumers are so used to. Using a card with only a magnetic strip overseas will increasingly be met with raise eyebrows by vendors who are unfamiliar with US card formats. So it is a very good thing that Citi has decided to be proactive and adopt Chip Technology, before it is mandated for the domestic market.

You will recognize a chip card by the small patch of metallic connectors on the face of the card. This feature has been adopted worldwide because it is inherently more resistant to credit card fraud than the conventional magnetic strip. By including it, the Citi Platinum Select AAdvantage Visa Signature Card is well placed to support American travelers overseas. Although magnetic strips are still readable overseas, they are becoming a relic peculiar to American tourists and business travelers. Not having a Chip Technology card and relying on a domestic card using magnetic strip is not a good way to travel abroad.

AAdvantage With Oneworld and Beyond

The Citi Platinum Select AAdvantage Visa Signature Airline Network

American Airlines has a wide range of global partners, with whom you can fly, through code sharing agreements and partnerships that extend around the world. They are a member of Oneworld Airline Alliance, and partners with American Connect, and American Eagle. Additional frequent flyer partnerships include Alaska Airlines, El Al, Fiji Airways, JetBlue, and WestJet.

Citicard Platinum is equivalent to Sapphire Premium service level from Oneworld. Through this program you can literally travel around the world with such airlines as British Airways, Cathay Pacific, Japan Airlines, Qantas, Iberian and of course American Airlines.

Card With A Doppelganger

The Citi Platinum Select AAdvantage Visa Signature Card is very similar in its offer to its sibling The Citi Platinum Select AAdvantage World MasterCard, which might be confusing. The cards are differentiated in their details. The rewards are identical, apart from a Google tap and pay app, available for the MasterCard. The differences are in a few of the services offered. With Visa Signature you get additional features like a personal concierge service and discount rates with Hertz Rent a Car.

One drawback of this Citi Platinum Select AAdvantage Visa Signature card is that if you don’t make purchases through American Airlines or you don’t redeem your miles you will lose them after eighteen months. To get the most out of it you have to play the airline’s game and book flights and make substantial purchases on the card, as well as diligently redeem your points in a timely manner. In return they give a generous amount of rewards and air miles; the 30K miles for a domestic round trip is a case in point.

Rewarding For Frequent Travelers

For the seasoned traveler the Citi Platinum Select AAdvantage Visa Signature Card  is a very good option that will give more savings as your spending increases and make your journeys a little more comfortable. As long as you travel with American Airlines and its partners on a regular basis you will find that the competitive variable APR and double miles on eligible purchases add up smartly to give back rewarding benefits. The moderate level of spending required to get 30,000 miles with the Citi Platinum Select AAdvantage Visa Signature translates into useful travel for your own purposes and will start you on your way with comfort and savings.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: