Many businesses these days rely heavily on access to a suitable credit card for a wide range of reasons. While some businesses need to have a credit card in order to improve their cash flow and make financial management a little easier, others use credit cards in order to boost ease and convenience. There are various different types of credit cards available for business users these days, so you can choose the ones that best suit the needs of your company. One type of credit card that many businesses turn to is the rewards based credit card such as the Citibank CitiBusiness AAdvantage World Mastercard.
If your business involves a lot of air travel, the Citibank CitiBusiness AAdvantage World Mastercard is the perfect way to save some money on the cost of your travel. This is because the rewards that you earn with this card come in the form of American Airlines bonus miles, which will enable you to travel more affordably by earning miles that you can redeem towards the cost of flights. This is the perfect way to make savings for those who want to cut the cost of business travel while also enjoying the ease and convenience of credit card access. This card offers a range of valuable benefits, which includes various ways in which you can earn your bonus miles.
Who is this credit card for?
The Citibank CitiBusiness AAdvantage World Mastercard is a credit card that is designed for business users who tend to travel by air quite a lot. The rewards that you get with this credit card are basically bonus miles to help you to reduce the cost of air travel, which is why the card is perfectly suited to those who tend to travel by air a fair bit. The key to really benefitting from this card is to use it as much as possible on eligible purchases, such as office supplies, business meals out, and other purchases, as this will enable you to earn bonus miles more quickly.
However, it is also worth bearing in mind that if you do not tend to use your credit card very often or if you do not travel by air very often, this may not be the most suitable credit card for your business needs. This is because the rewards will not benefit you if you do not travel by air and if you don’t use the card very often for making purchases you may struggle to accrue sufficient rewards to benefit you.
Another thing to bear in mind is that the card is best reserved for those who are able to clear the balance in full within the interest free period. If you do this, you will avoid paying any interest on your borrowing, which means that you can truly benefit from the rewards you earn. However, if you spread your balance and therefore have to pay interest on your debt you will find that this by far outweighs the rewards you can earn.
The features and benefits of the Citibank CitiBusiness AAdvantage World Mastercard
There are different credit cards that will suit different business users based on their needs and preferences. In order to ensure that the Citibank CitiBusiness AAdvantage World Mastercard is the right card for your needs, you should make sure you are familiar with the various benefits and features of the card. You can then determine whether this is the right card for your needs. Some of the key features and benefits of this credit card include:
Bonus miles: To get your bonus rewards miles kick started you can look forward to earning 30,000 AAdvantage bonus miles if you make $1000 in purchases within the first three months of opening your account. This will get you considerably closer to your next trip and will enable you to enjoy big savings on the cost of your air travel.
More earning opportunities: When you use the Citibank CitiBusiness AAdvantage World Mastercard, you will be able to benefit from more earning opportunities. You can clock up bonus miles on a wide range of eligible purchases so whether you are looking to stock up on office supplies or pay for an important business lunch, putting it on the plastic could really pay off.
No annual fee for first year: During your first year, you will be able to benefit from paying no annual fee on this credit card, as it is waived for the first twelve months. After the first twelve months, the annual fee is charged at $95 per year.
Renewal bonus: You can look forward to a 5 percent mileage bonus when you renew your annual Citibank CitiBusiness AAdvantage World MasterCard membership, which can further boost your miles.
Earn for spending: You will continue to earn miles simply by spending on your Citibank CitiBusiness AAdvantage World Mastercard, which means that just using your card as you normally would can get you closer and closer to big savings on your air travel. You can also earn double points on eligible purchases.
A range of perks: You will get to enjoy a range of additional perks when it comes to your Citibank CitiBusiness AAdvantage World Mastercard. Some of the benefits you can look forward to when you use this credit card includes first checked bag free, 25 percent savings when you make purchases on board your flights, and the ability to earn American Airlines Companion Certificates.
In order to make sure you are choosing the right card for your needs, you should also make sure you check other details relating to the Citibank CitiBusiness AAdvantage World Mastercard. This includes checking the eligibility information as well as checking the rate of interest charged, which can vary based on your credit and financial status.