These days, we are all looking to get value for money when it comes to our spending as well as our borrowing, and the Citizens Bank GreenSense Platinum MasterCard is one of a number of credit cards that can help you to achieve this. Rewards based credit cards have become popular amongst the rising number of people that want to be able to earn something back from their credit card provider rather than having to pay them interest for the privilege of using the card, and cash back cards in particular have become a firm favourite amongst those who want to benefit from real value for money on their borrowing.
When you choose the Citizens Bank GreenSense Platinum MasterCard as your credit card you will be able to benefit from total convenience, with cash back that is deposited directly into your Citizen’s Bank account. In addition, you will be able to benefit from the convenience and ease that all credit cards offer. You should bear in mind that the card is not going to be suitable for everyone, as there are some people who will find that they are better suited to an alternative credit card type such as an interest free credit card. However, based on your spending and repayments habits you could find that the Citizens Bank Green$ense Platinum MasterCard suits your needs perfectly.
Who is the Citizens Bank GreenSense Platinum MasterCard designed for?
When it comes to credit cards, the benefits and perks available are geared towards a diverse range of consumers. With the Citizens Bank GreenSense Platinum MasterCard the type of person who will most benefit from using the credit card is one who wants to earn something back from their provider for using the card, is able to clear the balance on the credit card within the interest free period, and intends to use the credit card on a regular basis or for higher value purchases. This is because avoiding interest will enable you to enjoy the full benefits of the cash back and spending on the card regularly will enable you to earn your cash back more easily.
There are people who will find that this is not the ideal credit card for their needs and that an alternative card could be a better option. For example, those who are unable to clear their credit card balance within the interest free period will not benefit from the rewards because the amount of interest that they pay on their debt will outweigh the value of any rewards that they earn. Likewise, those who do not use their credit card very often will not really benefit as it will take too long to build up adequate cash back to really make any difference.
The key features and benefits of the Citizens Bank Green$ense Platinum MasterCard
If you want to be certain that the credit card you are considering applying for is going to be the most suitable one for your needs it is important to consider the features and benefits so that you can make a more informed decision. Some of the key features and benefits that come with the Citizens Bank GreenSense Platinum MasterCard include:
- Generous cash back levels: When you make ten qualifying transactions on your Citizens Bank Green$ense Platinum MasterCard each month, you can look forward to earning 25 cents on each one up to a limit of $20 cash back per month. This means that you can earn up to $240 a year in cash back.
- Automatically deposited funds: The cash back that you earn on your Citizens Bank GreenSense Platinum MasterCard will be automatically deposited to your Citizens Bank checking account every month, which means that you don’t need to take any action in order to ensure you claim the cash back that you are entitled to.
- Interest free balance transfers: If you plan to transfer balances from other credit cards onto your Citizens Bank Green$ense Platinum MasterCard you can benefit from 0 percent interest on transferred balances for twelve months after which the rate reverts back to the standard rate from the provider.
- Security features: This credit card comes with a range of security features to ensure the peace of mind of cardholders. Some of the security features that come with the Citizens Bank Green$ense Platinum MasterCard include zero liability protection against fraudulent activity on your card and identify theft resolution services to assist you in the event that you do fall victim to this type of crime.
- Additional cardholder benefits: When you take out the Citizens Bank GreenSense Platinum MasterCard you will also be able to benefit from a variety of additional cardholder benefits. This includes perks such as extended warranty protection, travel accident insurance cover, price protection, year end summary statements, and online account management around the clock.
As this is a MasterCard you can benefit from acceptance on a worldwide basis, which means you get to enjoy greater ease and convenience. In addition to this, you will not have to pay any annual fees to enjoy the benefits that come with the Citizens Bank Green$ense Platinum MasterCard.
Important points to bear in mind
Those who are thinking about applying for the Citizens Bank Green$ense Platinum MasterCard should make sure they keep a number of key points in mind before making a decision. This will help to ensure that you make the right decision with regards to the best credit card for your needs. The key points to remember with this credit card is that it is ideally suited to those who are able to clear their balance within the interest free period so that no interest is charged and it is also geared towards those who will spend regularly on the card.