Comerica Bank is not as well-known as many other major banking brands out there, but does offer a variety of personal, business, and wealth management functions for consumers. Comerica Bank has served numerous locations in the United States since the mid-1850s. Originally founded in Detroit, the corporation took on its new name “Comerica” in 1982 and today is found in many Midwestern and Eastern states. Since the 1980s, Comerica Bank has proudly served thousands of satisfied customers when it comes to its banking options, as well as options and benefits provided by Comerica Bank credit cards.
Types of Comerica Bank Credit Cards
Personal credit cards offered by Comerica Bank include:
• Comerica credit card – It sounds plain and simple, and it is. The card provides consumers with online account access, overdraft protection, zero liability, fraud protection and identity theft, and discounts on car rentals and more.
There’s also the:
• Visa Signature Bonus Rewards card
• Visa Signature Bonus Rewards PLUS card
• Visa Platinum card
• College Rewards Visa card
• Visa Secured card
Comerica Bank credit cards also include business credit cards.
• The Comerica Business credit card offers a variety of features for consumers including flexible billing options, and unlimited employee cards.
Comerica Bank credit cards for business also include:
• MasterCard Business Bonus Rewards card
• MasterCard Business Bonus Rewards PLUS
• MasterCard Business card
Rewards and benefits for Comerica Bank credit cards depend, of course, on the card you have. For example, when it comes to the Visa Signature Bonus Rewards card, a popular consumer credit card offered by Comerica Bank, cardholders earn one point per every dollar spent, with a 25% bonus awarded for points earned every month. The Visa Signature Bonus Rewards PLUS card offers the same, except that you get a 50% bonus on points earned every month, automatically.
The Visa Signature Bonus Reward card earns one point for every dollar you spend, plus a 25% bonus on all of points that you earn every month compared to the consumer and business cards offered by Comerica Bank credit cards, so determine which rewards programs better suit your use and spending needs.
Annual Rates and Fees
Rates and fees that apply to Comerica Bank credit cards depend on the type of card you have. For example, the Visa Signature Bonus Rewards card comes with a 0.0% introductory APR for the first six months; after that, the APR on purchases averages 9.99% to 20.99%. The Visa Platinum card offers a 0.0% introductory annual percentage rate for the first 12 months on purchases and balance transfers, afterward which the APR ranges between 9.99% and 20.99%. The MasterCard Business Bonus Rewards card comes with a 0.0% annual percentage rate for the first six months, and then a variable APR between 9.99% and 20.99% afterward. Carefully compare the consumer and business cards offered by Comerica Bank credit cards and services.
A large number of Comerica Bank credit cards do not have annual fees, but always check the fine print. The Visa Signature Bonus Rewards card does not have an annual fee, and there is no fee for the Visa Platinum card either. The MasterCard Business Bonus Rewards card charges of no annual fee, nor does the MasterCard Business card.