GE Capital Retail Bank is perhaps one of the most prolific credit card “vendors” in the country. GE Capital Retail Bank credit cards are available through over three dozen well-known brands throughout the United States including Dell, Care credit, Dillard’s, Amazon, Wal-Mart, JCPenney, and Sam’s Club. GE Capital Retail Bank used to be known as GE Money Bank, and is behind most of the popular retail credit cards available today.
Your JCPenney card, Banana Republic, Dillard’s, or Lord and Taylor credit card comes from somewhere, and it’s not their home office. GE Capital Retail bank extends the credit. Take advantage of a variety of low to moderate interest cards available through your favorite department stores and brands.
Types of GE Capital Retail Bank Credit Cards
As mentioned above, GE Capital Retail Bank credit cards run the gamut from credit cards issued by popular brands that range from gas cards available from Chevron to auction sites like eBay; furniture stores like IKEA, or your favorite neighborhood department or retail stores such as JCPenney or Wal-Mart. In many cases, brands such as Wal-Mart, JCPenney, or others are the face of the card, but most are managed through GE’s website which is designed for user-friendly access to online card services.
Some of the most popular GE capital retail bank credit cards include:
• GE Capital Retail Bank JCPenney credit card
• GE Capital Retail Bank PayPal Smart Connect card
• GE Capital Retail Bank TJX Rewards Platinum MasterCard
• GE Capital Retail Bank Care Credit card
• GE Capital Retail Bank eBay MasterCard
• GE Capital Retail Bank Discount Tires CareOne
Because of the wide range of cards available to GE Capital Bank, popular options and benefits are nearly limitless. However, one of the main benefits of the GE Capital Retail Bank credit cards is that you’ll have direct access to cash advances not only in the United States but around the world. You don’t get charged for extra cards for family members, and GE Capital Retail Bank, partnering with other major credit card vendors including MasterCard, American Express, Visa, and Discover cards, offers you a wide variety of options for accessing your money how you choose.
Flexible financing options, card discounts, and the perks associated with a wide variety of reward programs make it one of the most popular cards today. Rewards offered by GE Capital Retail Bank credit cards range from gas rebates and discounts to cashback options, gift cards, merchandise, travel, airline tickets, and more, depending on the brand.
Annual Percentage Rates and Fees
Rates and fees depend on which card you have. For example, the GE Capital Retail Bank PayPal Smart Connect card comes with a 26.99% APR, while the Lord and Taylor card comes with a 25.49% APR. A large variety of the retail cards offered by GE Capital Retail Bank do have a relatively high APR of around 26.99%.
Check out the benefits, interest rates, an annual percentage rates attached to these cards. When it comes to GE Capital Retail Bank credit cards, you have to nearly four dozen options to choose from when it comes to brands, rebates, and rewards.