Credit cards have become terrifically popular over the last few years. Largely due to the diverse plentiful rewards they offer, they serve as an excellent option for people who want to earn a little something out of their credit cards. An increasingly famous and widely used kind of credit card is an air miles credit card. Designed for people who regularly fly by air or their nature of work includes frequent air travelling, these cards can help save a lot of money and time as well. One of the most used and known cards is the Gold Delta SkyMiles Credit Card from American Express.
Is the Gold Delta SkyMiles Credit Card from American Express for you?
The Gold Delta SkyMiles Credit Card from American Express is not for you if:
• You don’t travel frequently by air
• You tend to make your credit card payments over a long period of time
• You are thinking about spreading your payments
Yes the Gold Delta SkyMiles Credit Card from American Express card is for you if:
• You travel frequently by air or your nature of work involves a lot of travelling
• You have a good credit history
• You frequently use your credit card to shop and/or to pay for fuel at the gas station
• You are aware how the miles system works
• You are able to make your payments within the interest free period
Remember, you should know what you own and why you own it. The Gold Delta SkyMiles Credit Card from American Express can be absolutely rewarding if you yourself responsibly handle it!
Choosing which credit card to use can be a tricky choice. It’s really important to educate yourself about all the features of the card. Some important features of the Gold Delta SkyMiles Credit Card from American Express include:
APR Rate: Although the Gold Delta SkyMiles Credit Card from American Express doesn’t offer an introductory APR but comparatively it has a pretty low one. A 15.24%-19.24% APR applies to all the purchases or transactions made through the credit card. However a higher APR applies advance cash transaction and this air miles card has a penalty of 27.24% minimum.
Annual Fee: This card has an average annual fee which you might see with any other credit card. The annual fee is about $95 which is waived off for the first year. It means you can use your Gold Delta SkyMiles Credit Card from American Express all you want but no fee is payable for the first 12 months. For any cash purchases expect a fee around 3%, additionally a 2.7% fee is charged for any purchases made internationally.
Member Support: American Express is known for its matchless member support. You can contact them any time of the day or night, 24/7 in case you need some assistance. You can also visit their website and coordinate with a representative through the live chat option.
Delta SkyMiles: You get double the miles for each dollar you spend on Delta purchases and 1 times the miles for every other purchase. It is important to frequently use the Gold Delta SkyMiles Credit Card from American Express to save up miles which can be later used on airfares, car rentals, hotels or gift cards, and can even be used to upgrade seats in Delta airlines.
The Welcome Offer: This is a wonderful offer which comes with the Gold Delta SkyMiles Credit Card from American Express. You can get up to 30,000 bonus miles after you make your first $1000 purchases and you get a $50 statement card for your first purchase from Delta. But in order to avail these miles and statement card you need to make the purchases within the starting 90 days.
Priority Boarding: Gold Delta SkyMiles Credit Card from American Express card holders can avail the facility of priority boarding in all Delta flights. This means saying goodbye to all those queues and pushing through the busy lounges. You will be conveniently guided to your seats and won’t have to wait long.
In-flight Discounts: You can avail discounts on beverages, food, movies and audio headsets. Discounts of up to 20% are given.
Purchase Protection: If you buy something using your air miles credit card and it’s broken or stolen, you are given coverage of up to $1000 per occurrence and $50,000 annually within 90 days since the purchase is made.
Car Rental Loss/Damage Insurance: As a card member you can be covered for a rented car which gets stolen or it’s damaged provided that you availed the services of an eligible car rental.
Baggage Insurance: When travelling through a plane, train, helicopter, bus or ship, you don’t need to worry about the lost, stolen or damaged baggage as being a member your baggage is safe and insured.
Travel Accident Insurance: You can travel freely with your family as they are protected with up to a $100,000 Travel Accident Insurance provided that you purchase the plane, train, bus, helicopter, ship ticket with your Gold Delta SkyMiles credit card.
OPEN Savings facility: The Gold Delta SkyMiles Credit Card from American Express is designed to automatically credit a 10% discount to your statement whenever you make a purchase from a place which is an OPEN Savings partner with the bank. This is an amazing feature which can boost your savings.
Extended Warranty: Whenever you make a purchase with your Gold Delta SkyMiles Credit Card from American Express, the warranty on that product is automatically increased for up to one year, provided that the amount charged is up to a maximum of $10,000 and does not exceed $50,000 per year.
Roadside Assistance: This is a real nice gesture. If you have a flat tire or you’re out of gas or in case your car breaks down you give them a call 24/7 for services like towing or jumpstarting a battery. Payments can be conveniently made from the credit card.
The Gold Delta SkyMiles Credit Card from American Express is an excellent American Express Credit Card if you are looking for air miles to earn flights. The card is equipped with luxurious benefits and features that really come in handy while travelling domestic or internationally. The APR rates are not that high and other added benefits make it ideal for frequent fliers.