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Pier 1 Credit Card Review

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Here Comes The Review Of The Pier 1 Credit Card

Though not good in customer services, but pier 1 credit card is among the attractive credit cards when it comes to rewards. Pier 1 recently switched from Chase to the World Financial Network Bank, a name synonym with awful customer service.

For every dollar you spend with Pier 1 credit card, you earn one point. That may not appear attractive, but it is pretty good because when you collect 200 points, you receive a $10 gift certificate that can be used at their stores. In other words, you are getting a 5 percent rebate on purchases you do with the Pier 1 credit card at their stores.

You should consider the following factors when signing up for a Pier 1 credit card:

  1. The points are calculated on the price before tax. With other rewards cards, you can earn reward points on the complete amount you spend on shopping, whereas with Pier 1, it is on the price before tax.
  2. Your gift certificates would expire if you don’t use them within 60 days. So, the best thing you can do is to use the certificates immediately.
  3. You earn the points for purchases at Pier 1 store only.
  4. You also get a special gift on your birthday, most likely a coupon.
  5. If you want to upgrade to platinum, you’ll have to do shopping worth $1,000 on the Pier 1 credit card. If you want to retain the platinum status, you must spend at least $1,000 every year at the Pier 1 stores.
  6. You can also enjoy members-only offers, sneak peeks and bonus points to attend particular events from time to time.

The Pier 1 is a very costly credit card. They would charge you 26.99 percent APR, which makes it the most expensive card. If you carry a balance, that would cost you dearly.

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