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The most versatile rewards credit card – chase sapphire preferred

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Choosing the best rewards credit card from a plethora of cards is quite difficult. There are plenty of rewards credit cards available in the market. However, the significant thing is to the pick the best one for you. It does not really depend on what kind of rewards the card offers, but in reality it all depends on how you want to use your rewards card. Not all rewards credit cards are the same; each and every one offers something different from the other in the form of hotel loyalty points, airline miles, cash back, gift cards, club membership, etc.

 

Before selecting a rewards credit card, you need to ask some important questions to yourself. Do you travel a lot, do you prefer cash back, or do you want everything? If you are a frequent traveler then you should go for a card that offers some nice travelling perks. If you prefer cash back, you must opt for the card that offers you to earn cash back on your regular as well as vacation expenses. And, if you want a bit of everything or you are not sure as to what type of rewards might work for you, you should go for a versatile rewards credit card.

 

The best bet in this case is to pick the Chase Sapphire Preferred rewards credit card. It is quite flexible with its range of benefits and privileges. This card enables you to use your reward points for almost everything, ranging from merchandise, travel, gift cards, to cash back. And, the best thing is that you do not have to entrust how you will redeem your points.

Chase Sapphire Preferred – A versatile rewards credit card

The Chase Sapphire Preferred is the most versatile rewards credit card. It’s not just a travel card, but also a cash back, merchandise, and a dining card. When you sign up for this card, you get 40,000 bonus points after you make purchases worth $4000 or more within three months of opening your account. And, when you redeem these points via Chase Ultimate Rewards, you get $500 on hotels stays or airfare. You can even earn an additional 5,000 bonus points after you include the first authorized consumer and make purchases in the initial three months.

 

Apart from this, the Chase Sapphire Preferred versatile rewards credit card offers 2X points on dining, travel, airfare, and hotel stays. Cardholders earn 1 point on every $1 spent on other purchases. These reward points can be transferred to affiliated frequent travel programs at the same value. Moreover, you can get 20% off on travel redemptions like hotel stays, airfare, cruises, car rentals, etc., when you redeem your points through Chase Ultimate Rewards. There is no foreign transaction fee on this card and even the annual fee of $95 is waived for the first year.

 

What’s more? If you already have a Chase credit card, like the Chase Freedom, you can transfer its points to your Chase Sapphire Preferred, and now these points can be redeemed for a 20% discount on travel. Furthermore, this versatile rewards credit card does not have any travel restrictions or airline blackout dates, along with trip cancellation insurance.

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