US Bank is one of the most well-known in the country, with branches located throughout the United States. The first US Bank was founded in 1850 Missouri and today has its headquarters in Minneapolis area. By the close of 2013, US Bank claimed total assets of over $360 billion. The bank provides a variety of banking and wealth management services today, and a wide range of US Bank rewards cards that meet personal as well as business and corporate needs.
Types of US Bank Rewards Cards
US Bank rewards cards range between those that focus on travel to those that offer cash rewards as well as retail rewards. For example, cash back rewards cards offered by US Bank include:
• US Bank Cash Plus Visa Signature card
• US Bank Perks Plus Visa Signature card
• US Bank Flex Perks Travel Rewards Visa Signature card
Travel rewards cards offered by US Bank include the above in addition to:
• Aeromexico Visa Signature card
• Aeromexico Visa card
• Club Carlson Premier Rewards Visa Signature card
• LANPASS Visa Signature card
• LifeMiles Visa Signature card
• SkyPass Visa Signature card
Retail rewards credit cards offered by US Bank include:
• 1-2-3 Rewards Visa card
• ACE Rewards Visa card
• Gymboree Visa card
• Fred Meyer Rewards Visa card
These are just a few of the US Bank rewards cards that are available to consumers. Options, perks, and benefits of each of these cards differ, so it pays to compare.
Annual Percentage Rates and Fees
Because there are so many travel rewards, cash rewards, and retail rewards credit cards offered by US Bank rewards cards, we’ll provide a quick comparison on several of the travel rewards cards offered by the bank. For example, interest rates with three of the most popular travel rewards cards (US Bank Flex Perks, Aeromexico Visa, and Club Carlson Premier Rewards Visa Signature) offer annual APR rates that range from 12.99% to 23.99%. The website offers an easy to use tool that allows consumers to compare three cards side by side when it comes to APRs, key benefits, annual fees, and so forth.
US Bank rewards cards come with a variety of annual fees, depending on the card you choose. Using the three credit cards that we compared under the annual percentage rates and fees, we’ll show you an example of the types of annual fees that may be required. For example, the Club Carlson Premier Rewards Visa Signature card comes with a $75 annual membership fee. The US Bank Flex Perks Travel Rewards Visa Signature card offers free membership for the first year, and then $49 afterward. The same goes for the Aeromexico Visa Signature card, although after the free year, you’ll pay $80 a year in annual fees.
Because US Bank rewards cards are so plentiful, and there are so many options and rewards types to choose from, take the time to comparison shop and determine which US Bank rewards cards will be best for your needs.